Side-by-side · Q2 2026 data
Security Bank vs First Liberty Bank
Metric by metric
| Measure | Security Bank | First Liberty Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 76 |
| Capital cushion | 68 | 68 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 80th | 64th |
| Total assets | $939.0M | $885.0M |
| Deposits / shares | $827.5M | $768.3M |
| Capital ratio | 11.84% (stronger) | 11.82% |
| Problem loans | 0.15% | 0.07% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 2.18% (stronger) | 1.07% |
| Loans ÷ deposits | 91.8% (stronger) | 93.0% |
| Uninsured deposits | 31.8% | 26.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | 9.9% |
Security Bank has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Security Bank leads on 5 and First Liberty Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.