Side-by-side · Q2 2026 data
Security Bank vs Madison County Bank
Metric by metric
| Measure | Security Bank | Madison County Bank |
|---|---|---|
| TellerScore | 78 | 85 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 74 (stronger) | 73 |
| Funding & liquidity | 62 (stronger) | 56 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 72nd | 88th |
| Total assets | $309.9M | $613.2M |
| Deposits / shares | $269.7M | $479.2M |
| Capital ratio | 13.28% | 15.11% (stronger) |
| Problem loans | 0.63% | 0.37% (stronger) |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 1.33% |
| Loans ÷ deposits | 83.6% (stronger) | 94.9% |
| Uninsured deposits | 27.9% | 23.4% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Madison County Bank has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Security Bank leads on 2 and Madison County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.