Side-by-side · Q2 2026 data
Security Bank Midwest vs The Farmers and Merchants State Bank
Metric by metric
| Measure | Security Bank Midwest | The Farmers and Merchants State Bank |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 55 | 69 (stronger) |
| Loan quality | 87 | 97 (stronger) |
| Earnings | 49 | 70 (stronger) |
| Funding & liquidity | 59 | 92 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 31st | 73rd |
| Total assets | $304.1M | $36.0M |
| Deposits / shares | $238.8M | $32.4M |
| Capital ratio | 10.52% | 11.89% (stronger) |
| Problem loans | 0.40% | 0.08% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 0.73% | 1.25% (stronger) |
| Loans ÷ deposits | 89.1% | 41.0% (stronger) |
| Uninsured deposits | 26.2% | 22.8% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers and Merchants State Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Security Bank Midwest leads on 0 and The Farmers and Merchants State Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.