Side-by-side · Q2 2026 data
Security Bank of Pulaski County vs First State Community Bank
Metric by metric
| Measure | Security Bank of Pulaski County | First State Community Bank |
|---|---|---|
| TellerScore | 58 | 73 (stronger) |
| Capital cushion | 39 | 67 (stronger) |
| Loan quality | 60 | 64 (stronger) |
| Earnings | 56 | 93 (stronger) |
| Funding & liquidity | 85 (stronger) | 61 |
| Problem-loan coverage | 76 | 87 (stronger) |
| Peer percentile | 16th | 70th |
| Total assets | $162.9M | $4.5B |
| Deposits / shares | $146.4M | $3.8B |
| Capital ratio | 8.91% | 11.68% (stronger) |
| Problem loans | 1.20% | 1.07% (stronger) |
| Net charge-offs | 0.15% | 0.12% (stronger) |
| Return on assets | 0.89% | 1.82% (stronger) |
| Loans ÷ deposits | 66.1% (stronger) | 90.4% |
| Uninsured deposits | 22.9% (stronger) | 23.0% |
| Offices | 3 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
First State Community Bank has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Security Bank of Pulaski County leads on 2 and First State Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.