Side-by-side · Q2 2026 data
Security Bank of Texas vs Greater State Bank
Metric by metric
| Measure | Security Bank of Texas | Greater State Bank |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 70 (stronger) | 61 |
| Loan quality | 42 | 98 (stronger) |
| Earnings | 60 | 70 (stronger) |
| Funding & liquidity | 70 (stronger) | 54 |
| Problem-loan coverage | 76 | 99 (stronger) |
| Peer percentile | 22nd | 61st |
| Total assets | $175.9M | $180.2M |
| Deposits / shares | $152.6M | $159.3M |
| Capital ratio | 12.00% (stronger) | 11.05% |
| Problem loans | 1.75% | 0.05% (stronger) |
| Net charge-offs | 0.16% | 0.05% (stronger) |
| Return on assets | 1.00% | 1.26% (stronger) |
| Loans ÷ deposits | 81.1% (stronger) | 88.8% |
| Uninsured deposits | 23.1% (stronger) | 30.4% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Greater State Bank has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Security Bank of Texas leads on 3 and Greater State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.