Side-by-side · Q2 2026 data
Security Bank of Texas vs Matagorda County Credit Union
Metric by metric
| Measure | Security Bank of Texas | Matagorda County Credit Union |
|---|---|---|
| TellerScore | 62 | 94 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 42 | 90 (stronger) |
| Earnings | 60 | 82 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 76 | 98 (stronger) |
| Peer percentile | 22nd | 95th |
| Total assets | $175.9M | $36.2M |
| Deposits / shares | $152.6M | $29.9M |
| Capital ratio | 12.00% | 17.39% (stronger) |
| Problem loans | 1.75% | 0.31% (stronger) |
| Net charge-offs | 0.16% | 0.04% (stronger) |
| Return on assets | 1.00% | 1.55% (stronger) |
| Loans ÷ deposits | 81.1% | 57.0% (stronger) |
| Uninsured deposits | 23.1% | 0.8% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Matagorda County Credit Union has the higher TellerScore (94 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Security Bank of Texas leads on 0 and Matagorda County Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.