Side-by-side · Q2 2026 data
Security Bank, s.b. vs Heartland Credit Union
Metric by metric
| Measure | Security Bank, s.b. | Heartland Credit Union |
|---|---|---|
| TellerScore | 70 | 89 (stronger) |
| Capital cushion | 51 | 87 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 47 | 91 (stronger) |
| Funding & liquidity | 75 | 81 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 43rd | 94th |
| Total assets | $244.5M | $573.7M |
| Deposits / shares | $185.5M | $494.4M |
| Capital ratio | 10.09% | 13.74% (stronger) |
| Problem loans | 0.16% (stronger) | 0.25% |
| Net charge-offs | -0.01% (stronger) | 0.24% |
| Return on assets | 0.68% | 1.78% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 78.9% |
| Uninsured deposits | 25.4% | 6.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Heartland Credit Union has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank, s.b. leads on 3 and Heartland Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.