Side-by-side · Q2 2026 data
Security Bank, s.b. vs Springfield City Employees Credit Union
Credit union
Springfield City Employees Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Security Bank, s.b. | Springfield City Employees Credit Union |
|---|---|---|
| TellerScore | 70 | 85 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 47 | 52 (stronger) |
| Funding & liquidity | 75 | 85 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 43rd | 77th |
| Total assets | $244.5M | $12.8M |
| Deposits / shares | $185.5M | $10.6M |
| Capital ratio | 10.09% | 17.15% (stronger) |
| Problem loans | 0.16% (stronger) | 0.33% |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | 0.68% | 0.79% (stronger) |
| Loans ÷ deposits | 73.5% (stronger) | 75.3% |
| Uninsured deposits | 25.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Springfield City Employees Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Bank, s.b. leads on 2 and Springfield City Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.