Side-by-side · Q2 2026 data
Security Bank USA vs Cornerstone State Bank
Metric by metric
| Measure | Security Bank USA | Cornerstone State Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 74 |
| Capital cushion | 44 | 56 (stronger) |
| Loan quality | 93 (stronger) | 73 |
| Earnings | 94 (stronger) | 80 |
| Funding & liquidity | 80 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 68th | 57th |
| Total assets | $263.9M | $247.0M |
| Deposits / shares | $238.8M | $223.9M |
| Capital ratio | 9.36% | 10.60% (stronger) |
| Problem loans | 0.22% (stronger) | 0.80% |
| Net charge-offs | 0.05% | -0.84% (stronger) |
| Return on assets | 1.84% (stronger) | 1.49% |
| Loans ÷ deposits | 80.6% | 67.1% (stronger) |
| Uninsured deposits | 13.7% | 11.3% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.0% |
Security Bank USA has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Security Bank USA leads on 3 and Cornerstone State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.