Side-by-side · Q2 2026 data
Security Bank USA vs Trustar Federal Credit Union
Credit union
Trustar Federal Credit Union
International F, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Security Bank USA | Trustar Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 88 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 94 (stronger) | 77 |
| Funding & liquidity | 80 (stronger) | 70 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 68th | 92nd |
| Total assets | $263.9M | $376.7M |
| Deposits / shares | $238.8M | $313.5M |
| Capital ratio | 9.36% | 15.42% (stronger) |
| Problem loans | 0.22% (stronger) | 0.36% |
| Net charge-offs | 0.05% (stronger) | 0.07% |
| Return on assets | 1.84% (stronger) | 1.42% |
| Loans ÷ deposits | 80.6% (stronger) | 90.0% |
| Uninsured deposits | 13.7% | 9.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trustar Federal Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Security Bank USA leads on 4 and Trustar Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.