Side-by-side · Q2 2026 data
Security Credit Union vs Zeal Credit Union
Metric by metric
| Measure | Security Credit Union | Zeal Credit Union |
|---|---|---|
| TellerScore | 58 | 83 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 73 (stronger) | 50 |
| Earnings | 31 | 100 (stronger) |
| Funding & liquidity | 72 | 76 (stronger) |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 16th | 92nd |
| Total assets | $653.2M | $1.1B |
| Deposits / shares | $582.8M | $843.6M |
| Capital ratio | 9.77% | 19.82% (stronger) |
| Problem loans | 0.80% (stronger) | 1.50% |
| Net charge-offs | 0.92% (stronger) | 0.97% |
| Return on assets | 0.27% | 2.79% (stronger) |
| Loans ÷ deposits | 88.0% | 84.2% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 6.3% |
| Offices | 17 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.0% | 18.7% |
Zeal Credit Union has the higher TellerScore (83 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Security Credit Union leads on 3 and Zeal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.