Side-by-side · Q2 2026 data
Security Financial Bank vs Bank of Alma
Metric by metric
| Measure | Security Financial Bank | Bank of Alma |
|---|---|---|
| TellerScore | 61 | 83 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 52 | 68 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 62 (stronger) | 44 |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 24th | 84th |
| Total assets | $1.0B | $339.5M |
| Deposits / shares | $827.5M | $166.3M |
| Capital ratio | 9.67% | 50.77% (stronger) |
| Problem loans | 1.44% | 0.97% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.64% | 3.16% (stronger) |
| Loans ÷ deposits | 90.3% (stronger) | 119.5% |
| Uninsured deposits | 22.0% | 20.3% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | — |
Bank of Alma has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Security Financial Bank leads on 1 and Bank of Alma on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.