Side-by-side · Q2 2026 data
Security First Bank vs Cornerstone Bank
Metric by metric
| Measure | Security First Bank | Cornerstone Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 56 |
| Capital cushion | 33 | 49 (stronger) |
| Loan quality | 94 (stronger) | 48 |
| Earnings | 52 | 70 (stronger) |
| Funding & liquidity | 77 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 76 |
| Peer percentile | 36th | 15th |
| Total assets | $2.3B | $2.7B |
| Deposits / shares | $2.0B | $2.3B |
| Capital ratio | 8.30% | 9.88% (stronger) |
| Problem loans | 0.17% (stronger) | 1.55% |
| Net charge-offs | -0.01% (stronger) | 0.18% |
| Return on assets | 0.81% | 1.24% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 89.4% |
| Uninsured deposits | 20.9% (stronger) | 34.0% |
| Offices | 35 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 18.4% |
Security First Bank has the higher TellerScore (65 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank leads on 5 and Cornerstone Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.