Side-by-side · Q2 2026 data
Security First Bank vs First State Bank
Metric by metric
| Measure | Security First Bank | First State Bank |
|---|---|---|
| TellerScore | 65 | 79 (stronger) |
| Capital cushion | 33 | 69 (stronger) |
| Loan quality | 94 (stronger) | 89 |
| Earnings | 52 | 85 (stronger) |
| Funding & liquidity | 77 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 36th | 75th |
| Total assets | $2.3B | $199.5M |
| Deposits / shares | $2.0B | $121.3M |
| Capital ratio | 8.30% | 11.94% (stronger) |
| Problem loans | 0.17% (stronger) | 0.33% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.81% | 1.63% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 79.9% |
| Uninsured deposits | 20.9% (stronger) | 29.9% |
| Offices | 35 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
First State Bank has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank leads on 4 and First State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.