Side-by-side · Q2 2026 data
Security First Bank vs Homestead Bank
Metric by metric
| Measure | Security First Bank | Homestead Bank |
|---|---|---|
| TellerScore | 65 | 91 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 94 (stronger) | 93 |
| Earnings | 52 | 86 (stronger) |
| Funding & liquidity | 77 (stronger) | 73 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 36th | 96th |
| Total assets | $2.3B | $537.0M |
| Deposits / shares | $2.0B | $413.6M |
| Capital ratio | 8.30% | 18.62% (stronger) |
| Problem loans | 0.17% (stronger) | 0.20% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.81% | 1.65% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 80.2% |
| Uninsured deposits | 20.9% (stronger) | 21.5% |
| Offices | 35 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Homestead Bank has the higher TellerScore (91 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank leads on 4 and Homestead Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chadron, NE
- Cozad, NE