Side-by-side · Q2 2026 data
Security First Bank vs Pinnacle Bank
Metric by metric
| Measure | Security First Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 33 | 49 (stronger) |
| Loan quality | 94 | 98 (stronger) |
| Earnings | 52 | 79 (stronger) |
| Funding & liquidity | 77 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 36th | 74th |
| Total assets | $2.3B | $9.2B |
| Deposits / shares | $2.0B | $8.1B |
| Capital ratio | 8.30% | 9.92% (stronger) |
| Problem loans | 0.17% | 0.07% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.81% | 1.49% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 83.0% |
| Uninsured deposits | 20.9% (stronger) | 30.9% |
| Offices | 35 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 4.8% |
Pinnacle Bank has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank leads on 3 and Pinnacle Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lincoln, NE
- Beatrice, NE
- Elwood, NE
- Mccook, NE
- O'Neill, NE