Side-by-side · Q2 2026 data
Security First Bank of North Dakota vs Starion Bank
Bank
Security First Bank of North Dakota
New Salem, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Security First Bank of North Dakota | Starion Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 56 |
| Capital cushion | 80 (stronger) | 44 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 95 (stronger) | 66 |
| Funding & liquidity | 65 (stronger) | 58 |
| Problem-loan coverage | 89 (stronger) | 81 |
| Peer percentile | 91st | 15th |
| Total assets | $293.2M | $2.1B |
| Deposits / shares | $246.8M | $1.8B |
| Capital ratio | 12.99% (stronger) | 9.45% |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.86% (stronger) | 1.14% |
| Loans ÷ deposits | 92.6% | 69.4% (stronger) |
| Uninsured deposits | 17.8% (stronger) | 44.6% |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 3.1% |
Security First Bank of North Dakota has the higher TellerScore (87 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank of North Dakota leads on 5 and Starion Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.