Side-by-side · Q2 2026 data
Security First Bank of North Dakota vs Union State Bank of Hazen
Bank
Security First Bank of North Dakota
New Salem, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Security First Bank of North Dakota | Union State Bank of Hazen |
|---|---|---|
| TellerScore | 87 (stronger) | 65 |
| Capital cushion | 80 (stronger) | 40 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 95 (stronger) | 63 |
| Funding & liquidity | 65 | 96 (stronger) |
| Problem-loan coverage | 89 (stronger) | 86 |
| Peer percentile | 91st | 29th |
| Total assets | $293.2M | $257.4M |
| Deposits / shares | $246.8M | $226.7M |
| Capital ratio | 12.99% (stronger) | 8.96% |
| Problem loans | 0.00% (stronger) | 0.88% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.86% (stronger) | 1.09% |
| Loans ÷ deposits | 92.6% | 64.4% (stronger) |
| Uninsured deposits | 17.8% | 9.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Security First Bank of North Dakota has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Security First Bank of North Dakota leads on 5 and Union State Bank of Hazen on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.