Side-by-side · Q2 2026 data
Security First National Bank of Hugo vs Ameristate Bank
Metric by metric
| Measure | Security First National Bank of Hugo | Ameristate Bank |
|---|---|---|
| TellerScore | 48 | 57 (stronger) |
| Capital cushion | 54 (stronger) | 45 |
| Loan quality | 0 | 44 (stronger) |
| Earnings | 96 (stronger) | 75 |
| Funding & liquidity | 55 | 77 (stronger) |
| Problem-loan coverage | 47 | 63 (stronger) |
| Peer percentile | 6th | 14th |
| Total assets | $137.7M | $477.7M |
| Deposits / shares | $121.9M | $426.4M |
| Capital ratio | 10.38% (stronger) | 9.55% |
| Problem loans | 4.15% | 1.67% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.91% (stronger) | 1.37% |
| Loans ÷ deposits | 81.8% | 79.3% (stronger) |
| Uninsured deposits | 35.6% | 18.0% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.6% |
Ameristate Bank has the higher TellerScore (57 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Security First National Bank of Hugo leads on 2 and Ameristate Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hugo, OK