Security First National Bank of Hugo (FDIC certificate #432) is based in Hugo, Oklahoma. Its Q2 2026 call report shows $137.7M in total assets and $121.9M in deposits and 2 offices.
Security First National Bank of Hugo has a TellerScore of 48 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 148th. Earnings contributes the most (96/100, 1.91%); loan quality contributes the least (0/100, 4.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 30 points (78 → 48), mostly because the loan quality component weakened by 98 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 75 |
| Q4 2024 | 70 |
| Q1 2025 | 76 |
| Q2 2025 | 78 |
| Q3 2025 | 52 |
| Q4 2025 | 47 |
| Q1 2026 | 49 |
| Q2 2026 | 48 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.76% |
| Q3 2024 | 11.39% |
| Q4 2024 | 9.62% |
| Q1 2025 | 10.25% |
| Q2 2025 | 10.65% |
| Q3 2025 | 11.42% |
| Q4 2025 | 9.46% |
| Q1 2026 | 10.00% |
| Q2 2026 | 10.38% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.07% |
| Q3 2025 | 3.05% |
| Q4 2025 | 3.07% |
| Q1 2026 | 3.12% |
| Q2 2026 | 4.15% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.68% |
| Q3 2024 | 2.77% |
| Q4 2024 | 2.75% |
| Q1 2025 | 2.58% |
| Q2 2025 | 2.53% |
| Q3 2025 | 2.50% |
| Q4 2025 | 2.47% |
| Q1 2026 | 2.10% |
| Q2 2026 | 1.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $137.7M | 10.38% | 4.15% | 1.91% | 81.8% |
| Q1 2026 | 49 | $140.0M | 10.00% | 3.12% | 2.10% | 80.7% |
| Q4 2025 | 47 | $139.2M | 9.46% | 3.07% | 2.47% | 81.9% |
| Q3 2025 | 52 | $135.5M | 11.42% | 3.05% | 2.50% | 86.8% |
| Q2 2025 | 78 | $136.7M | 10.65% | 0.07% | 2.53% | 87.4% |
| Q1 2025 | 76 | $137.5M | 10.25% | 0.14% | 2.58% | 85.6% |
| Q4 2024 | 70 | $136.4M | 9.62% | 0.56% | 2.75% | 86.1% |
| Q3 2024 | 75 | $130.9M | 11.39% | 0.52% | 2.77% | 91.1% |
| Q2 2024 | 74 | $128.9M | 10.76% | 0.60% | 2.68% | 87.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First Bank of OkarcheBank Okarche, OK | 89 out of 100, Very strong | $137.5M | 16.1% | 1.04% | vs |
| First State BankBank Anadarko, OK | 74 out of 100, Strong | $139.6M | 11.2% | 0.34% | vs |
| The Farmers BankBank Carnegie, OK | 69 out of 100, Moderate | $139.6M | 11.6% | 0.32% | vs |
| ACB BankBank Cherokee, OK | 64 out of 100, Moderate | $135.5M | 12.2% | 1.77% | vs |
| SSB BankBank Spiro, OK | 80 out of 100, Strong | $129.9M | 17.0% | 0.09% | vs |
| SNB Bank, National AssociationBank Shattuck, OK | 36 out of 100, Low | $129.4M | 11.8% | 6.18% | vs |
Deposit insurance
Is my money safe at Security First National Bank of Hugo?
Yes. Security First National Bank of Hugo is an FDIC-insured institution (FDIC certificate #432). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 35.6% of deposits ($43.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Security First National Bank of Hugo lists 1 office in 1 city. Most locations:
- Hugo, OK (1)
Identity & history
Profile
- Legal name
- Security First National Bank of Hugo
- Former names
- Security State Bank of Hugo
- Type
- National bank
- FDIC certificate #
- 432
- RSSD ID
- 422657
- Primary regulator
- OCC
- Holding company
- Sooner Sw Bankshares Inc
- Established
- January 7, 1930
- Headquarters
- 100 S Broadway St, Hugo, OK 74743
- Website
- www.sfnb.net
- Employees
- 30
Quick answers
Security First National Bank of Hugo: common questions
Is Security First National Bank of Hugo FDIC insured?
Yes. Security First National Bank of Hugo is an FDIC-insured institution (FDIC certificate #432). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security First National Bank of Hugo's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security First National Bank of Hugo ever failed?
There is no failure record for FDIC certificate #432 in the FDIC failed bank list.
How many branches does Security First National Bank of Hugo have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hugo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| McCurtain County National BankBank Broken Bow, OK | 75 out of 100, Strong | $384.2M | 15.7% | 1.64% | vs |
| FirstBankBank Antlers, OK | 69 out of 100, Moderate | $684.3M | 10.8% | 0.82% | vs |
| Ameristate BankBank Atoka, OK | 57 out of 100, Moderate | $477.7M | 9.5% | 1.67% | vs |
| First United Bank and Trust CompanyBank Durant, OK | 50 out of 100, Below average | $16.6B | 9.8% | 1.69% | vs |
| First Texoma National BankBank Durant, OK | 50 out of 100, Below average | $225.4M | 11.6% | 3.38% | vs |