Side-by-side · Q2 2026 data
Security First National Bank of Hugo vs First State Bank
Metric by metric
| Measure | Security First National Bank of Hugo | First State Bank |
|---|---|---|
| TellerScore | 48 | 74 (stronger) |
| Capital cushion | 54 | 62 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 96 (stronger) | 62 |
| Funding & liquidity | 55 | 71 (stronger) |
| Problem-loan coverage | 47 | 97 (stronger) |
| Peer percentile | 6th | 57th |
| Total assets | $137.7M | $139.6M |
| Deposits / shares | $121.9M | $130.5M |
| Capital ratio | 10.38% | 11.21% (stronger) |
| Problem loans | 4.15% | 0.34% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 1.91% (stronger) | 1.05% |
| Loans ÷ deposits | 81.8% | 30.6% (stronger) |
| Uninsured deposits | 35.6% (stronger) | 41.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (74 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Security First National Bank of Hugo leads on 3 and First State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.