Side-by-side · Q2 2026 data
Security First National Bank of Hugo vs First Texoma National Bank
Metric by metric
| Measure | Security First National Bank of Hugo | First Texoma National Bank |
|---|---|---|
| TellerScore | 48 | 50 (stronger) |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 96 (stronger) | 66 |
| Funding & liquidity | 55 | 77 (stronger) |
| Problem-loan coverage | 47 | 57 (stronger) |
| Peer percentile | 6th | 7th |
| Total assets | $137.7M | $225.4M |
| Deposits / shares | $121.9M | $202.3M |
| Capital ratio | 10.38% | 11.60% (stronger) |
| Problem loans | 4.15% | 3.38% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.23% |
| Return on assets | 1.91% (stronger) | 1.14% |
| Loans ÷ deposits | 81.8% | 74.2% (stronger) |
| Uninsured deposits | 35.6% | 22.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.5% |
First Texoma National Bank has the higher TellerScore (50 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Security First National Bank of Hugo leads on 2 and First Texoma National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.