Side-by-side · Q2 2026 data
Security First National Bank of Hugo vs First United Bank and Trust Company
Metric by metric
| Measure | Security First National Bank of Hugo | First United Bank and Trust Company |
|---|---|---|
| TellerScore | 48 | 50 (stronger) |
| Capital cushion | 54 (stronger) | 48 |
| Loan quality | 0 | 44 (stronger) |
| Earnings | 96 (stronger) | 57 |
| Funding & liquidity | 55 (stronger) | 41 |
| Problem-loan coverage | 47 | 70 (stronger) |
| Peer percentile | 6th | 11th |
| Total assets | $137.7M | $16.6B |
| Deposits / shares | $121.9M | $13.3B |
| Capital ratio | 10.38% (stronger) | 9.80% |
| Problem loans | 4.15% | 1.69% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.91% (stronger) | 0.92% |
| Loans ÷ deposits | 81.8% (stronger) | 95.0% |
| Uninsured deposits | 35.6% (stronger) | 36.5% |
| Offices | 1 | 74 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.1% |
First United Bank and Trust Company has the higher TellerScore (50 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Security First National Bank of Hugo leads on 5 and First United Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hugo, OK