Side-by-side · Q2 2026 data
Security National Bank of South Dakota vs Siouxland Federal Credit Union
Bank
Security National Bank of South Dakota
Dakota Dunes, South Dakota · $100 million – $1 billion
Credit union
Siouxland Federal Credit Union
South Sioux Cit, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Security National Bank of South Dakota | Siouxland Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 75 |
| Capital cushion | 91 (stronger) | 72 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 73 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 98th | 66th |
| Total assets | $251.5M | $351.9M |
| Deposits / shares | $194.7M | $306.7M |
| Capital ratio | 14.12% (stronger) | 12.21% |
| Problem loans | 0.00% (stronger) | 0.43% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 2.48% (stronger) | 0.88% |
| Loans ÷ deposits | 87.5% | 81.8% (stronger) |
| Uninsured deposits | 15.1% | 4.7% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.0% | 16.6% |
Security National Bank of South Dakota has the higher TellerScore (93 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Security National Bank of South Dakota leads on 5 and Siouxland Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dakota Dunes, SD