Side-by-side · Q2 2026 data
Security Savings Bank vs Heartland Bank
Metric by metric
| Measure | Security Savings Bank | Heartland Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 79 |
| Capital cushion | 82 | 82 |
| Loan quality | 99 (stronger) | 73 |
| Earnings | 100 | 100 |
| Funding & liquidity | 65 (stronger) | 46 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 94th | 75th |
| Total assets | $193.7M | $256.1M |
| Deposits / shares | $161.1M | $203.7M |
| Capital ratio | 13.17% | 13.23% (stronger) |
| Problem loans | 0.04% (stronger) | 0.81% |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 2.22% (stronger) | 2.17% |
| Loans ÷ deposits | 89.3% (stronger) | 104.2% |
| Uninsured deposits | 20.4% (stronger) | 23.8% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Security Savings Bank has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Security Savings Bank leads on 6 and Heartland Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gowrie, IA
- Manson, IA