TellerScore

Side-by-side · Q2 2026 data

Security Savings Bank vs Peoples Credit Union

Bank

Security Savings Bank

Gowrie, Iowa · $100 million – $1 billion

89of 100
Very strong

Credit union

Peoples Credit Union

Webster City, Iowa · Under $100 million in assets

50of 100
Below average

Metric by metric

MeasureSecurity Savings BankPeoples Credit Union
TellerScore89 (stronger)50
Capital cushion82 (stronger)56
Loan quality99 (stronger)28
Earnings100 (stronger)29
Funding & liquidity6584 (stronger)
Problem-loan coverage100 (stronger)73
Peer percentile94th9th
Total assets$193.7M$91.4M
Deposits / shares$161.1M$80.8M
Capital ratio13.17% (stronger)10.57%
Problem loans0.04% (stronger)2.16%
Net charge-offs-0.01% (stronger)2.62%
Return on assets2.22% (stronger)0.22%
Loans ÷ deposits89.3%76.0% (stronger)
Uninsured deposits20.4%9.3% (stronger)
Offices82
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)4.3%—

Security Savings Bank has the higher TellerScore (89 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Security Savings Bank leads on 5 and Peoples Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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