Side-by-side · Q2 2026 data
Security Savings Bank vs River Valley Credit Union
Metric by metric
| Measure | Security Savings Bank | River Valley Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 70 |
| Capital cushion | 82 (stronger) | 64 |
| Loan quality | 99 (stronger) | 65 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 65 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 94th | 51st |
| Total assets | $193.7M | $119.3M |
| Deposits / shares | $161.1M | $105.0M |
| Capital ratio | 13.17% (stronger) | 11.43% |
| Problem loans | 0.04% (stronger) | 1.05% |
| Net charge-offs | -0.01% (stronger) | 0.21% |
| Return on assets | 2.22% (stronger) | 0.86% |
| Loans ÷ deposits | 89.3% | 62.4% (stronger) |
| Uninsured deposits | 20.4% | 14.8% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Security Savings Bank has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Savings Bank leads on 5 and River Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.