TellerScore

Side-by-side · Q2 2026 data

Security Savings Bank vs WCF Financial Bank

Bank

Security Savings Bank

Gowrie, Iowa · $100 million – $1 billion

89of 100
Very strong

Bank

WCF Financial Bank

Webster City, Iowa · $100 million – $1 billion

23of 100
Low

Metric by metric

MeasureSecurity Savings BankWCF Financial Bank
TellerScore89 (stronger)23
Capital cushion82 (stronger)33
Loan quality99 (stronger)0
Earnings100 (stronger)24
Funding & liquidity65 (stronger)50
Problem-loan coverage100 (stronger)8
Peer percentile94th0th
Total assets$193.7M$224.4M
Deposits / shares$161.1M$173.7M
Capital ratio13.17% (stronger)8.31%
Problem loans0.04% (stronger)5.11%
Net charge-offs-0.01% (stronger)-0.00%
Return on assets2.22% (stronger)0.10%
Loans ÷ deposits89.3% (stronger)100.3%
Uninsured deposits20.4% (stronger)23.7%
Offices83
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)4.3%—

Security Savings Bank has the higher TellerScore (89 vs 23). On the 7 directional measures above (where higher or lower is clearly better), Security Savings Bank leads on 7 and WCF Financial Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions