Side-by-side · Q2 2026 data
Security Savings Bank vs Gale Credit Union
Metric by metric
| Measure | Security Savings Bank | Gale Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 80 (stronger) | 56 |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 58 (stronger) | 55 |
| Funding & liquidity | 79 | 86 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 77th | 47th |
| Total assets | $241.4M | $73.7M |
| Deposits / shares | $210.1M | $65.7M |
| Capital ratio | 12.97% (stronger) | 10.62% |
| Problem loans | 0.30% (stronger) | 0.33% |
| Net charge-offs | 0.01% (stronger) | 0.14% |
| Return on assets | 0.96% (stronger) | 0.88% |
| Loans ÷ deposits | 71.6% (stronger) | 74.1% |
| Uninsured deposits | 23.4% | 3.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Savings Bank has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Security Savings Bank leads on 6 and Gale Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.