Side-by-side · Q2 2026 data
Security Service Federal Credit Union vs H E B Federal Credit Union
Metric by metric
| Measure | Security Service Federal Credit Union | H E B Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 86 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 66 | 94 (stronger) |
| Earnings | 41 | 58 (stronger) |
| Funding & liquidity | 58 | 72 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 33rd | 89th |
| Total assets | $14.4B | $218.2M |
| Deposits / shares | $11.2B | $172.6M |
| Capital ratio | 11.26% | 18.31% (stronger) |
| Problem loans | 1.03% | 0.19% (stronger) |
| Net charge-offs | 0.36% | 0.13% (stronger) |
| Return on assets | 0.53% | 0.95% (stronger) |
| Loans ÷ deposits | 101.9% | 88.1% (stronger) |
| Uninsured deposits | 12.7% | 3.7% (stronger) |
| Offices | 46 | 1 |
| CFPB complaints (3 yrs) | 238 | — |
| Complaints per $1B deposits | 21.2 | — |
| Mortgage denial rate (HMDA) | 30.8% | — |
H E B Federal Credit Union has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Security Service Federal Credit Union leads on 0 and H E B Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.