Side-by-side · Q2 2026 data
Security State Bank vs Pathfinder Federal Credit Union
Metric by metric
| Measure | Security State Bank | Pathfinder Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 93 (stronger) | 79 |
| Earnings | 42 | 65 (stronger) |
| Funding & liquidity | 90 | 92 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 47th | 54th |
| Total assets | $449.1M | $68.6M |
| Deposits / shares | $380.1M | $61.2M |
| Capital ratio | 10.44% | 11.55% (stronger) |
| Problem loans | 0.22% (stronger) | 0.64% |
| Net charge-offs | 0.03% (stronger) | 0.11% |
| Return on assets | 0.56% | 1.13% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 68.0% |
| Uninsured deposits | 17.2% | 14.3% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pathfinder Federal Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 3 and Pathfinder Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.