Side-by-side · Q2 2026 data
Security State Bank vs First Commercial Bank, National Association
Metric by metric
| Measure | Security State Bank | First Commercial Bank, National Association |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 57 (stronger) | 53 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 75 | 75 |
| Funding & liquidity | 50 | 78 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 74th | 53rd |
| Total assets | $1.1B | $565.9M |
| Deposits / shares | $1.0B | $502.1M |
| Capital ratio | 10.74% (stronger) | 10.25% |
| Problem loans | 0.00% (stronger) | 0.45% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.37% (stronger) | 1.37% |
| Loans ÷ deposits | 54.7% (stronger) | 59.5% |
| Uninsured deposits | 63.4% | 35.3% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Security State Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and First Commercial Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pearsall, TX