Side-by-side · Q2 2026 data
Security State Bank vs Texas Champion Bank
Metric by metric
| Measure | Security State Bank | Texas Champion Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 57 (stronger) | 55 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 75 (stronger) | 56 |
| Funding & liquidity | 50 (stronger) | 40 |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 74th | 26th |
| Total assets | $1.1B | $436.6M |
| Deposits / shares | $1.0B | $329.2M |
| Capital ratio | 10.74% (stronger) | 10.48% |
| Problem loans | 0.00% (stronger) | 0.39% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.37% (stronger) | 0.90% |
| Loans ÷ deposits | 54.7% (stronger) | 104.2% |
| Uninsured deposits | 63.4% | 30.0% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and Texas Champion Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.