Side-by-side · Q2 2026 data
Security State Bank vs The First National Bank of Bastrop
Metric by metric
| Measure | Security State Bank | The First National Bank of Bastrop |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 57 | 66 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 75 | 78 (stronger) |
| Funding & liquidity | 50 | 62 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 74th | 83rd |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 10.74% | 11.61% (stronger) |
| Problem loans | 0.00% (stronger) | 0.33% |
| Net charge-offs | 0.04% | 0.04% (stronger) |
| Return on assets | 1.37% | 1.46% (stronger) |
| Loans ÷ deposits | 54.7% (stronger) | 66.8% |
| Uninsured deposits | 63.4% | 43.2% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.9% |
The First National Bank of Bastrop has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 2 and The First National Bank of Bastrop on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.