The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. The First National Bank of Bastrop is an FDIC-insured institution (FDIC certificate #3091). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 43.2% of deposits ($461.0M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.61%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

The First National Bank of Bastrop lists 8 offices in 5 cities. Most locations:

• Bastrop, TX (4)
• Columbus, TX (1)
• Elgin, TX (1)
• Lott, TX (1)
• Smithville, TX (1)

All branch addresses and map

In 2025, The First National Bank of Bastrop reported 248 home-loan applications under HMDA (LEI 254900YTMXVNCWHCVS50): 148 originated ($52,030,000 total), 40 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The First National Bank of Bastrop

Type

National bank

FDIC certificate #

3091

RSSD ID

18050

Primary regulator

OCC

Holding company

Bastrop Bancshares Inc

Established

August 15, 1889

Headquarters

489 Highway 71 W, Bastrop, TX 78602

Website

www.fnbbastrop.bank

Employees

157