Side-by-side · Q2 2026 data
Security State Bank vs TXN Bank
Metric by metric
| Measure | Security State Bank | TXN Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 57 (stronger) | 47 |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 75 (stronger) | 60 |
| Funding & liquidity | 50 | 83 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 74th | 26th |
| Total assets | $1.1B | $669.2M |
| Deposits / shares | $1.0B | $613.0M |
| Capital ratio | 10.74% (stronger) | 9.68% |
| Problem loans | 0.00% (stronger) | 0.98% |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.37% (stronger) | 0.99% |
| Loans ÷ deposits | 54.7% | 54.0% (stronger) |
| Uninsured deposits | 63.4% | 31.0% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.4% |
Security State Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 5 and TXN Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Castroville, TX
- Hondo, TX