Side-by-side · Q2 2026 data
Security State Bank vs Citizens Community Credit Union
Metric by metric
| Measure | Security State Bank | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 29 | 76 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 40 | 79 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 50th | 92nd |
| Total assets | $109.8M | $253.6M |
| Deposits / shares | $79.7M | $201.9M |
| Capital ratio | 27.26% (stronger) | 19.14% |
| Problem loans | 2.14% | 0.73% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.76% |
| Return on assets | 2.28% (stronger) | 1.69% |
| Loans ÷ deposits | 103.4% | 81.1% (stronger) |
| Uninsured deposits | 29.6% | 5.0% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 3 and Citizens Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA