Side-by-side · Q2 2026 data
Security State Bank vs The Western State Bank
Metric by metric
| Measure | Security State Bank | The Western State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 49 |
| Capital cushion | 52 | 57 (stronger) |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 76 | 77 (stronger) |
| Funding & liquidity | 57 | 66 (stronger) |
| Problem-loan coverage | 97 (stronger) | 66 |
| Peer percentile | 66th | 6th |
| Total assets | $1.0B | $802.1M |
| Deposits / shares | $727.9M | $717.2M |
| Capital ratio | 10.23% | 10.69% (stronger) |
| Problem loans | 0.26% (stronger) | 3.04% |
| Net charge-offs | 0.11% (stronger) | 1.32% |
| Return on assets | 1.39% | 1.43% (stronger) |
| Loans ÷ deposits | 103.6% | 72.4% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 34.8% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (72 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 4 and The Western State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Garden City, KS
- Leoti, KS
- Scott City, KS