Side-by-side · Q2 2026 data
Security State Bank vs Ynb
Metric by metric
| Measure | Security State Bank | Ynb |
|---|---|---|
| TellerScore | 77 (stronger) | 60 |
| Capital cushion | 57 (stronger) | 35 |
| Loan quality | 78 | 87 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 74 | 77 (stronger) |
| Problem-loan coverage | 93 (stronger) | 81 |
| Peer percentile | 68th | 19th |
| Total assets | $279.5M | $261.4M |
| Deposits / shares | $247.9M | $232.5M |
| Capital ratio | 10.73% (stronger) | 8.45% |
| Problem loans | 0.67% | 0.39% (stronger) |
| Net charge-offs | 0.05% | 0.05% (stronger) |
| Return on assets | 2.14% (stronger) | 0.55% |
| Loans ÷ deposits | 68.9% | 62.2% (stronger) |
| Uninsured deposits | 30.2% (stronger) | 33.8% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
Security State Bank has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 4 and Ynb on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.