The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (66 → 60), mostly because the problem-loan coverage component weakened by 17 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Oklahoma

Yes. Ynb is an FDIC-insured institution (FDIC certificate #4235). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 33.8% of deposits ($78.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.45%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.93% (benchmark: 10%).

Check how much of your own balance is covered

Ynb lists 5 offices in 3 cities. Most locations:

• Yukon, OK (3)
• Mustang, OK (1)
• Oklahoma City, OK (1)

All branch addresses and map

In 2025, Ynb reported 83 home-loan applications under HMDA (LEI 549300OMMGCT35VSS514): 77 originated ($13,575,000 total), 2 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Ynb

Former names

The Yukon National Bank

Type

State-chartered bank

FDIC certificate #

4235

RSSD ID

953852

Primary regulator

FDIC

Holding company

Intl Bancshares Ok

Established

April 19, 1912

Headquarters

401 Elm Ave, Yukon, OK 73099

Website

www.ynbok.com

Employees

64