Side-by-side · Q2 2026 data
Security State Bank vs National Bank of Commerce
Metric by metric
| Measure | Security State Bank | National Bank of Commerce |
|---|---|---|
| TellerScore | 93 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 88 (stronger) | 79 |
| Earnings | 100 | 100 |
| Funding & liquidity | 75 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 98th | 58th |
| Total assets | $136.2M | $2.2B |
| Deposits / shares | $105.2M | $1.9B |
| Capital ratio | 21.38% (stronger) | 9.33% |
| Problem loans | 0.37% (stronger) | 0.64% |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 2.67% (stronger) | 2.00% |
| Loans ÷ deposits | 85.6% (stronger) | 92.0% |
| Uninsured deposits | 15.0% (stronger) | 29.1% |
| Offices | 3 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 4.8% |
Security State Bank has the higher TellerScore (93 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank leads on 7 and National Bank of Commerce on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.