Side-by-side · Q2 2026 data
Security State Bank of Aitkin vs Members Cooperative
Metric by metric
| Measure | Security State Bank of Aitkin | Members Cooperative |
|---|---|---|
| TellerScore | 56 | 59 (stronger) |
| Capital cushion | 58 | 58 |
| Loan quality | 25 | 50 (stronger) |
| Earnings | 58 | 62 (stronger) |
| Funding & liquidity | 96 (stronger) | 62 |
| Problem-loan coverage | 65 | 75 (stronger) |
| Peer percentile | 13th | 22nd |
| Total assets | $114.5M | $1.2B |
| Deposits / shares | $106.7M | $968.7M |
| Capital ratio | 10.79% | 10.80% (stronger) |
| Problem loans | 2.24% | 1.49% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 0.94% | 1.06% (stronger) |
| Loans ÷ deposits | 52.5% (stronger) | 97.8% |
| Uninsured deposits | 19.1% | 8.3% (stronger) |
| Offices | 4 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Cooperative has the higher TellerScore (59 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Aitkin leads on 2 and Members Cooperative on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Aitkin, MN