Side-by-side · Q2 2026 data
Security State Bank of Marine vs Smw Financial Credit Union
Metric by metric
| Measure | Security State Bank of Marine | Smw Financial Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 59 | 65 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 73 | 85 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 82nd | 52nd |
| Total assets | $232.5M | $87.5M |
| Deposits / shares | $206.1M | $77.6M |
| Capital ratio | 10.87% | 11.51% (stronger) |
| Problem loans | 0.13% | 0.01% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.22% |
| Return on assets | 2.37% (stronger) | 0.44% |
| Loans ÷ deposits | 85.9% | 74.9% (stronger) |
| Uninsured deposits | 16.6% | 5.1% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Security State Bank of Marine has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Marine leads on 3 and Smw Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.