Side-by-side · Q2 2026 data
Security State Bank of Oklahoma vs Tinker Federal Credit Union
Metric by metric
| Measure | Security State Bank of Oklahoma | Tinker Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 74 | 97 (stronger) |
| Loan quality | 77 | 79 (stronger) |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 51 | 91 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 75th | 92nd |
| Total assets | $388.2M | $6.1B |
| Deposits / shares | $287.5M | $5.2B |
| Capital ratio | 12.41% | 14.72% (stronger) |
| Problem loans | 0.69% | 0.63% (stronger) |
| Net charge-offs | 0.56% (stronger) | 0.96% |
| Return on assets | 2.39% (stronger) | 0.82% |
| Loans ÷ deposits | 71.3% | 69.1% (stronger) |
| Uninsured deposits | 49.2% | 13.5% (stronger) |
| Offices | 4 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
Tinker Federal Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Security State Bank of Oklahoma leads on 2 and Tinker Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Seminole, OK