TellerScore

Side-by-side · Q2 2026 data

Security State Bank of Oklee vs American Federal Bank

Bank

Security State Bank of Oklee

Oklee, Minnesota · Under $100 million in assets

98of 100
Very strong

Bank

American Federal Bank

Fargo, North Dakota · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureSecurity State Bank of OkleeAmerican Federal Bank
TellerScore98 (stronger)66
Capital cushion100 (stronger)43
Loan quality100100
Earnings88 (stronger)62
Funding & liquidity100 (stronger)40
Problem-loan coverage100100
Peer percentile99th31st
Total assets$48.8M$795.8M
Deposits / shares$40.9M$615.6M
Capital ratio15.84% (stronger)9.32%
Problem loans0.00%0.00%
Net charge-offs0.00% (stronger)0.00%
Return on assets1.70% (stronger)1.06%
Loans ÷ deposits49.8% (stronger)110.2%
Uninsured deposits9.0% (stronger)23.9%
Offices113
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—12.5%

Security State Bank of Oklee has the higher TellerScore (98 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Security State Bank of Oklee leads on 6 and American Federal Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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