Security State Bank of Oklee is a state-chartered bank headquartered in Oklee, Minnesota, in business for about 92 years. At the end of Q2 2026 it reported $48.8M in total assets and $40.9M in deposits, with 1 office.
Based on its Q2 2026 filing, Security State Bank of Oklee scores 98/100, which we describe as very strong. That is higher than 99% of 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 2nd. Its strongest component is capital cushion (100/100; 15.84%), and its lowest is earnings (88/100; 1.70%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (96 → 98), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 95 |
| Q3 2024 | 98 |
| Q4 2024 | 98 |
| Q1 2025 | 97 |
| Q2 2025 | 96 |
| Q3 2025 | 96 |
| Q4 2025 | 97 |
| Q1 2026 | 100 |
| Q2 2026 | 98 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.94% |
| Q3 2024 | 16.51% |
| Q4 2024 | 15.65% |
| Q1 2025 | 15.51% |
| Q2 2025 | 15.65% |
| Q3 2025 | 16.09% |
| Q4 2025 | 15.01% |
| Q1 2026 | 15.71% |
| Q2 2026 | 15.84% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.34% |
| Q3 2024 | 1.72% |
| Q4 2024 | 1.84% |
| Q1 2025 | 1.69% |
| Q2 2025 | 1.46% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.57% |
| Q1 2026 | 1.96% |
| Q2 2026 | 1.70% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 98 | $48.8M | 15.84% | 0.00% | 1.70% | 49.8% |
| Q1 2026 | 100 | $47.6M | 15.71% | 0.00% | 1.96% | 48.6% |
| Q4 2025 | 97 | $47.3M | 15.01% | 0.00% | 1.57% | 52.6% |
| Q3 2025 | 96 | $46.4M | 16.09% | 0.00% | 1.47% | 53.3% |
| Q2 2025 | 96 | $46.5M | 15.65% | 0.01% | 1.46% | 49.2% |
| Q1 2025 | 97 | $46.1M | 15.51% | 0.00% | 1.69% | 46.2% |
| Q4 2024 | 98 | $45.4M | 15.65% | 0.06% | 1.84% | 46.2% |
| Q3 2024 | 98 | $44.2M | 16.51% | 0.00% | 1.72% | 51.1% |
| Q2 2024 | 95 | $43.8M | 15.94% | 0.00% | 1.34% | 50.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants State Bank of AlphaBank Alpha, MN | 46 out of 100, Below average | $47.4M | 11.1% | 4.15% | vs |
| The First National Bank of McIntoshBank Mcintosh, MN | 86 out of 100, Very strong | $47.0M | 20.2% | 1.16% | vs |
| State Bank of Lake ParkBank Lake Park, MN | 69 out of 100, Moderate | $47.0M | 11.0% | 1.52% | vs |
| The Northern State Bank of GonvickBank Gonvick, MN | 86 out of 100, Very strong | $50.6M | 15.7% | 1.00% | vs |
| State Bank of TauntonBank Taunton, MN | 55 out of 100, Moderate | $46.6M | 13.4% | 4.06% | vs |
| State Bank of BellinghamBank Bellingham, MN | 62 out of 100, Moderate | $46.4M | 14.8% | 2.50% | vs |
Deposit insurance
Is my money safe at Security State Bank of Oklee?
Yes. Security State Bank of Oklee is an FDIC-insured institution (FDIC certificate #10982). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 9.0% of deposits ($3.7M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.84%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 42.92% (benchmark: 10%).
1 location
Branches
Security State Bank of Oklee lists 1 office in 1 city. Most locations:
- Oklee, MN (1)
Identity & history
Profile
- Legal name
- Security State Bank of Oklee
- Type
- State-chartered bank
- FDIC certificate #
- 10982
- RSSD ID
- 814355
- Primary regulator
- FDIC
- Established
- January 1, 1934
- Headquarters
- 201 Main St, Oklee, MN 56742
- Website
- www.ssboklee.com
- Employees
- 8
Quick answers
Security State Bank of Oklee: common questions
Is Security State Bank of Oklee FDIC insured?
Yes. Security State Bank of Oklee is an FDIC-insured institution (FDIC certificate #10982). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security State Bank of Oklee's TellerScore?
98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security State Bank of Oklee ever failed?
There is no failure record for FDIC certificate #10982 in the FDIC failed bank list.
How many branches does Security State Bank of Oklee have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Oklee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of McIntoshBank Mcintosh, MN | 86 out of 100, Very strong | $47.0M | 20.2% | 1.16% | vs |
| The Northern State Bank of GonvickBank Gonvick, MN | 86 out of 100, Very strong | $50.6M | 15.7% | 1.00% | vs |
| American State Bank of GryglaBank Grygla, MN | 83 out of 100, Strong | $81.8M | 10.8% | 0.00% | vs |
| Ultima Bank MinnesotaBank Winger, MN | 72 out of 100, Strong | $333.9M | 10.8% | 0.62% | vs |
| Northern State Bank of Thief River FallsBank Thief River Falls, MN | 67 out of 100, Moderate | $550.0M | 9.9% | 0.57% | vs |
| American Federal BankBank Fargo, ND | 66 out of 100, Moderate | $795.8M | 9.3% | 0.00% | vs |