Side-by-side · Q2 2026 data
Security State Bank of Oklee vs Northern State Bank of Thief River Falls
Bank
Northern State Bank of Thief River Falls
Thief River Falls, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Security State Bank of Oklee | Northern State Bank of Thief River Falls |
|---|---|---|
| TellerScore | 98 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 88 (stronger) | 64 |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 99th | 34th |
| Total assets | $48.8M | $550.0M |
| Deposits / shares | $40.9M | $499.3M |
| Capital ratio | 15.84% (stronger) | 9.92% |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.70% (stronger) | 1.10% |
| Loans ÷ deposits | 49.8% | 38.7% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 47.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank of Oklee has the higher TellerScore (98 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Security State Bank of Oklee leads on 5 and Northern State Bank of Thief River Falls on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.