Side-by-side · Q2 2026 data
Security Trust & Savings Bank vs Citizens Community Credit Union
Metric by metric
| Measure | Security Trust & Savings Bank | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 70 | 88 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 74 | 76 (stronger) |
| Earnings | 70 | 87 (stronger) |
| Funding & liquidity | 79 | 79 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 43rd | 92nd |
| Total assets | $266.4M | $253.6M |
| Deposits / shares | $239.4M | $201.9M |
| Capital ratio | 10.41% | 19.14% (stronger) |
| Problem loans | 0.78% | 0.73% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.76% |
| Return on assets | 1.24% | 1.69% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 81.1% |
| Uninsured deposits | 34.1% | 5.0% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Security Trust & Savings Bank leads on 2 and Citizens Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Storm Lake, IA