Side-by-side · Q2 2026 data
Securityplus Federal Credit Union vs Freedom of Maryland Federal Credit Union
Credit union
Securityplus Federal Credit Union
Baltimore, Maryland · $100 million – $1 billion
Credit union
Freedom of Maryland Federal Credit Union
Bel Air, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Securityplus Federal Credit Union | Freedom of Maryland Federal Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 51 |
| Capital cushion | 53 (stronger) | 37 |
| Loan quality | 52 (stronger) | 48 |
| Earnings | 26 | 47 (stronger) |
| Funding & liquidity | 76 (stronger) | 74 |
| Problem-loan coverage | 79 (stronger) | 73 |
| Peer percentile | 9th | 7th |
| Total assets | $596.9M | $557.4M |
| Deposits / shares | $519.9M | $495.0M |
| Capital ratio | 10.35% (stronger) | 8.66% |
| Problem loans | 1.45% (stronger) | 1.55% |
| Net charge-offs | 0.63% | 0.55% (stronger) |
| Return on assets | 0.14% | 0.68% (stronger) |
| Loans ÷ deposits | 84.2% (stronger) | 86.3% |
| Uninsured deposits | 5.5% | 5.2% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.6% |
Securityplus Federal Credit Union has the higher TellerScore (53 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Securityplus Federal Credit Union leads on 4 and Freedom of Maryland Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.