Side-by-side · Q2 2026 data
Sei Federal Credit Union vs Idaho United Credit Union
Metric by metric
| Measure | Sei Federal Credit Union | Idaho United Credit Union |
|---|---|---|
| TellerScore | 51 | 66 (stronger) |
| Capital cushion | 33 | 39 (stronger) |
| Loan quality | 77 | 99 (stronger) |
| Earnings | 23 | 42 (stronger) |
| Funding & liquidity | 66 | 72 (stronger) |
| Problem-loan coverage | 69 | 99 (stronger) |
| Peer percentile | 10th | 32nd |
| Total assets | $33.4M | $77.3M |
| Deposits / shares | $30.6M | $69.8M |
| Capital ratio | 8.26% | 8.90% (stronger) |
| Problem loans | 0.68% | 0.02% (stronger) |
| Net charge-offs | 1.22% | 0.26% (stronger) |
| Return on assets | 0.06% | 0.55% (stronger) |
| Loans ÷ deposits | 94.2% | 86.5% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 16.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Idaho United Credit Union has the higher TellerScore (66 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Sei Federal Credit Union leads on 1 and Idaho United Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.